Best health insurance in india
In India, many companies offer the benefit of group mediclaim policy to their employees along with other
benefits such as bonuses, profit sharing, meal coupons, gratuity, and
facilities like childcare, pension plans, work from home and more.
A Group Health Insurance plan is custom-made for each organization depending upon the
requirements of their employees. This policy takes care of the expenses related
to any health care services that the employees or their families (if covered)
avail.
The default Sum Insured (SI) is same for every employee, however,
employees are also given an option to increase the SI to suit their needs. The
premium to be paid towards group medical policy is usually shared by the
employer and the employee. But in some cases, the employer may also choose to
bear the complete share of the premium amount, and thus providing the benefit of health insurance for free to all its employees.
health insurance consultant provides health insurance which is an agreement between an insurance provider and an individual wherein the former guarantees to take care of certain medical costs of the latter based on the investment made. Some plans offer health insurance for individuals while others offer health insurance for family and group. The Individual Health Insurance plan covers only one individual, the policyholder, who will gain the benefits of the health insurance for his investment.
Claim Procedure
The process to register your claim with this policy is similar to that of any other health insurance policy. You can either opt for the cashless facility at a network hospital, in which case the submission of the claim settlement related documents will be done by the hospital; or get the claim amount reimbursed by submitting all the required documents on your own.
The process to register your claim with this policy is similar to that of any other health insurance policy. You can either opt for the cashless facility at a network hospital, in which case the submission of the claim settlement related documents will be done by the hospital; or get the claim amount reimbursed by submitting all the required documents on your own.
While many of
you might think that the health insurance provided by your employer is enough
to cover you and your family, but it is not the case. Therefore we recommend
that you opt for an appropriate health insurance policy, top-up policy &
suitable add-on covers along with the group medical policy provided by your
employer, so that you and your loved ones are adequately covered in case of any
medical emergencies
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