Best Health Insurace Consultant india

best family health insurance plans

The Government of India is taking strong interest to provide social security and healthcareassurance for which various steps are been taken.

For instance, Central Government started Unorganized Workers Social Security Act (2008) to provide social security and welfare for the unorganized workers. It was initiated to mitigate risks due to disability, medical emergencies, maternity and old age that unorganized workers may suffer from.best medical insurance for parents in india

Ministry of Labour and Employment, Government of India, has introduced Rashtriya Swasthya Bima Yojana (RSBY), a Health Insurance Scheme. RSBY was launched in 2008 and is meant for all the families living below poverty line. The objective of RSBY is to cut down the medical expenditure on health which they have to shell out of their pocket. Moreover, this has helped to create awareness while increasing the access to health care.

Rashtriya Swasthya Bima Yojana (RSBY) also covers

• Building and other construction workers registered with the Welfare Boards
• Licensed Railway Porters
• Street Vendors
• MNREGA workers who have worked for more than 15 days during the preceding financial year
• Beedi Workers
• Domestic Workers
• Sanitation Workers
• Mine Workers
• Rickshaw pullers
• Rag pickers
• Auto/Taxi Driver

Objective of RSBY

RSBY has two fold objectives:

1.     To provide financial protection against catastrophic health costs by reducing out the financial burden

2.     To improve access to quality health care for below poverty line households of pocket expenditure for hospitalization and other vulnerable groups in the unorganized sector .

Details of the Rashtriya Swasthya Bima Yojana (RSBY) Scheme

• The sum insured offered is up to Rs.30,000 year in case the insured is hospitalized on family floater basis.
• The coverage is provided in case of hospitalization under the defined diseases mentioned in the plan.
• Under RSBY, pre- existing diseases are covered from day one and there is no age limit.
• The maximum number of family members that can be covered under RSBY is five, which includes the head of the house, spouse and up to three dependents.
• In case of hospitalization, the transport expenses are covered up to Rs.100/- per hospitalization, subject to a maximum of Rs.1000/- per year per family.

How Rashtriya Swasthya Bima Yojana (RSBY) works?

Registration Fee: The registration fee to be paid is only Rs.30 year while Central and State Government pays the premium as per their sharing ratio to the insurer. The insurer is selected by the State Government on the basis of a competitive bidding.
Registration Process: The State Government sets up a State Nodal Agency (SNA). The SNA is responsible for implementing, monitoring supervision and part-financing of the RSBY scheme. The SNA is also responsible for coordinating with insurance company, hospitals, district authorities, and other local stake holders.

Features of Rashtriya Swasthya Bima Yojana (RSBY) Scheme

Choice of Hospital – RSBY offers freedom of choice between public and private hospitals to the below poverty line family participating in RSBY.
Safe and Secure – It is for the first time that IT applications are being used for social sector scheme on such a large scale. RSBY scheme issues with biometric enabled smart card with insured’s fingerprints and photographs. All the registered hospitals under RSBY are IT enabled with the facility to use biometric enabled smart card and connected to the server at the district level. This makes this scheme safe and secure from fraud claims.
The key management system of RSBY make sure that the smart card reaches to the right insured person. It is also, responsible for accountability in terms of issuance of the smart card and its usage. The biometric ensures that only the real beneficiary can use the smart card.
Backed by Network of Hospital – The smart card provided under RSBY can be used in any RSBY empaneled hospital across India. It makes RSBY scheme, a truly unique and highly beneficial scheme for the below poverty line family, especially, to the poor families that migrate from one place to the other because of work. RSBY smart card is not restricted to the district under which the card was issued. RSBY smart cards can be used across the network of empaneled hospital in India. Moreover, also provides the split for migrant workers to carry a share of the coverage with them separately.
Cashless Claim Settlement – Because of the smart card provided to the insured under RSBY, one doesn’t have to worry about money or reimbursement. One can avail cashless benefit in any of the authorised hospitals. But to avail cashless benefit, the beneficiary needs to carry and show the smart card, which is then verified through the help of finger prints.
Paperless – No paper work is involved. The participating network hospital does not need to collect all the papers or documents manually. It is send to the insurer online. The payment of expenses is done electronically by the insurer.

BEST MEDICAL TOURISM IN INDIA

 MEDICAL TOURISM

As we are moving forward in years, we could see how India is becoming the most preferred healthcare destination among the foreigners.

A growing number of tourists are flocking to India for the superlative medical treatment that is being provided by the skilled doctors. This has made India grow as a hub for the medical tourists every year. The prime reason being the cost of medical treatment in India being cheaper when compared to Western Europe, North America and some Southeast Asian countries. India has been getting a good revenue turnover from its medical tourism from past 4 to 6 years.

When asked about the revenue from foreign exchange, K.J Alphons, Tourism Minister of India declared an estimate of ₹1,35,193 crore in 2015, ₹1,54,146 crore in 2016 and ₹1,77,874 crore in 2017. The NITI Aayog (The National Institute of Transforming India) identified the Medical Value Travel as a major source of foreign exchange earnings. According to a report by FICCI and IMS Health- India has nearly 18% of the global medical tourism market. In the sense, the MVT was pegged at $ 3 billion in the year 2015 and is estimated to grow at a CAGR (Compound Annual Growth rate) of 15%. Also, it has been estimated that India’s medical tourism industry could be worth $9 billion, and account for 20% of the global market share by 2020. The report even pointed out that India enjoyed high credibility in wellness, prevention, and alternative medicines.

“The total number of patients visiting India in the year 2017 was 4.95 Lakh,” as said by KJ Alphons in a written reply to Lok Sabha. Research also depicts that the number of the patients arriving in India for treatment stood 2.34 Lakh and 4.27 Lakh in the year 2015 and 2016 respectively. Of which, patients from Bangladesh and Afghanistan have always stayed at the top and continue to rank higher in terms of a maximum number of medical tourists arrivals in India. It is estimated that 2.21 Lakh medical tourists from Bangladesh came to India in the year 2017, 2.10 Lakh in 2016 and 1.20 Lakh in 2015. So, we can clearly see how the number is rising each year. Similarly, the highest number of medical tourists from Afghanistan was in the year 2015 – 27,505. In the year 2016 it reached to a whooping number of 61,231 and declined a little to 55,681 in the year 2017. Other than these two countries, medical tourists from Oman, Maldives, Uzbekistan, Sudan, Iraq and Yemen visit India as well.

TOP REASONS WHY INDIA IS BECOMING FAMOUS AS MEDICAL TOURISM DESTINATIONS

Being one of the fastest growing medical destinations around the world, India is predicted to drive higher with time. Everybody can get tertiary medical treatment in India which is either not available or people cannot afford it in their home country. Here are 7 major factors which make India an ideal medical tourism spot.

·         Low Cost of Treatment when compared to the first world countries like the US and UK.

·         Getting Visas for medical purpose is much easier than ever.

·         Access to immediate service is what attracts the foreign medical tourists. Surgeries are done almost immediately.

·         Even though India is a developing country, it provides world-class and standardized medical services and care with the help of the latest technology.

·         Post retreatment recovery provided to the patients with therapies like Ayurveda, Naturopathy and Yoga.

·         India provides an opportunity to the medical tourists to visit some of the most alluring and awe-inspiring places by taking them on a medical tourist trip.

·         India has a strong base of qualified and skilled doctors. Another major factor that has made India succeed in inviting the medical tourists is the populace of good English speaking doctors, guides and medical staff which makes it easier for the foreign tourists to correlate well to Indian doctors.

Best Medical Manpower Consultancy india

Best Medical Manpower Consultancy Pune

I&D Hospitals Solution (An Exclusive Hospital Job Portal) is a division of Healthcare Group, a 360°BestHealthcare Consultant pune,banaras,banglore,Hyderabad and all india, first of its kind in the Indian Healthcare Industry. I&D Hospitals Solution provides 360° consulting to many major hospitals in the city right from planning & commissioning of a Hospital to its HK, hence understands the challenge of recruitments in Healthcare.

Medical Manpower Consultancy

I&D Hospitals Solution is the only specialized Indian job portal exclusive for Hospital Jobs. It would help employers, placement agencies and job seekers from health care industry to exchange information, quickly, effectively and inexpensively at the shortest possible time. At HOSJOBS, you can advertise for a job, search for a job, browse through resumes, place your resume, place your home page, visit employer’s home pages and visit other Indian and International career sites regarding Medical industry. It is an information gateway for Indian medical brains for India and Abroad.

Hospitals and other organisations in the health sector are welcome to register online with their present as well as future Job openings. Our strength in the subject / Industry knowledge and worldwide network are being used to create and maintain an exhaustive database of GPs, Physicians, specialists and consultants and all other verticals of hospital jobs and these are updated on a day-to-day basis.

Read also Medical Manpower Consultancy India

Medical Manpower Consultancy india

Best Medical Manpower Consultancy

Medical Manpower consultancy manages and monitors all employee-related tasks in organizations. In particular, the role of HRP in healthcare organizations has gradually assumed a crucial status and recognition as it has to simultaneously combat several challenging propositions. This includes rising costs, economic instabilities, shortage of staff, evolving healthcare policies and government regulations.

Today, hospitals are under constant pressure for demonstrating productivity and innovation along with delivery of high-quality care services. This is extremely difficult because, unlike other public service organizations, healthcare outcomes are difficult to assess and quantify in terms of profitability. Here, patient satisfaction achieved through value-based services and meaningful patient engagements become the parameters for assessment. That is largely dependent on the skills of its Human Resources (HR).Therefore Medical Manpower Consultancy is an important component of hospital management that faces the challenge of balancing dual lines of accountability of both professionals and administrators.

For successfully running a hospital and sustaining its business, it is important to recruit, train and retain a well-qualified, experienced and committed medical workforce. This task is handled by the Hospital Manpower Management which is responsible for employing the right clinical and non-clinical staff capable of working towards the achievement of the hospital’s long-term vision and goals.

Some common HR issues limiting Best MedicalManpower Consultancy

Lack of a holistic approach in assessing the required competency and soft skills of the candidates at the time of recruitment.

·         Inadequate planning and budget allocation for training needs.

·         Biased reward systems which are not linked to the performance of hospital’s employees.

·         Performance appraisals based merely on target achievement without considering the ‘human’ angle which plays a critical role in the patient’s treatment and healing process.

These issues cannot be overlooked in managing the hospital HR and administration as the healthcare services directly impact public health. Healthcare Consulting Firms (HCF) with their expertise and experience can assist hospitals in addressing these problems by identifying the required manpower endowed with a commitment to quality and competence.

Role of HCF Consultants in Analyzing Hospital Manpower

·         Providing assistance in selecting, hiring, training, retaining and promoting the right clinical and support staff who remain loyal to the hospital since healthcare ethics substantially influences patient outcomes.

·         Guiding the hospital staff on the prudent use of hospital infrastructure and financial resources to meet its social commitments and obligations to the patients and the society at large. This must be scrupulously done without compromising on the hospital margins and retaining the profits of stockholders and owners. Decisions on the utilization of hospital reserves for maintaining the manpower is done considering the parameters and framework of the defined hospital budget.

·         Maintaining adequate staff levels in the hospital based on patient needs and seasonal changes. Consultants also aid in making contingency plans to handle staff absenteeism and attrition by collaborating with medical staffing agencies to find immediate replacements so that patient care is not adversely affected.

·         Helping in determining and assessing the training and credentials needs of the staff. This is essential as many of the clinical staff including nurses, physicians, radiologists, technicians and mental health counsellors must fulfill continuing education requirements to renew their licenses periodically. Consultants also coordinate with professionals to arrange in-house medical, service and behavioural training sessions and workshops for the hospital staff to keep them abreast of the latest medical advancements and attain higher service-levels.

·         Fixing the remuneration, incentives, benefits and developing suitable performance evaluation methods for the hospital staff in line with the current industry standards and competitor rates for retaining them.

Thus Consultants help in managing hospital manpower requirements to build patient-centric services and relationships. This, in turn, boosts the hospital’s public image increasing its revenues for making the healthcare practice successful.

Benefit Offering Medical Corporate Health Insurance Pune

Benefit Offering Medical Corporate Health Insurance Pune

Why should you buy Corporate Health Insurance

Simply put, corporate medical insurance is health insurance offered by an employer to its employees. By offering its employees with a corporate health insurance policy, an employee tends to take care or provide for the varied health care needs of its employees. 

Corporate Insurance in India is becoming a wide spread phenomenon and almost each and every company is trying to include health insurance as a part and parcel of its employee benefits.

Benefits of offering Corporate Insurance pune

·         Helps in attracting good employees - Almost each and every individual seeking a job or job change tends to look at the employee benefits being offered by the company, and a good corporate insurance tends to be one of the major attractions for an employee.

·         Helps in retaining employees - When an employee thinks about switching jobs, they do take into consideration and compare what all were they offered previously and what is being offered by the other company. 

·         Boosts performance and offers peace of mind - With a corporate health insurance plan, an employee gets the feel that the employer is taking care of his as well as his family. This, in turn offers him or he with the much needed mental peace, as a result of which he or she is able to perform better at work.

·         Helps in offering added health coverage - With employers offering a corporate health insurance plan, an employee can opt for an additional individual or family health insurance plan. Doing so further accounts for additional health cover for the employee.

·         Attainment of Job Satisfaction - With a corporate medical insurance plan offered by an employer, an employee tends to have a greater sense job satisfaction, which in turn encourages an employee to stay with that particular company for a longer period of time. The employee tends to feel satisfied with the employee benefits being offered. 

·         Helps in becoming an “Employee First” company - Under corporate health insurance, the companies also offer health care benefits to the families of their employees as well. This in turn, makes the employee feel that the employer cares for them as well as their families. 

·         Offers support in times of medical emergencies - Like any other health insurance plan, a corporate medical insurance plan also offers an individual with the much needed financial assistance in case he or she faces a medical emergency. Furthermore, with this one is neither burdened nor has to compromise on quality healthcare.

·         Works towards employee loyalty - By witnessing the way in which the employer is taking care of its respective employees, the employees tend to adapt an attitude of loyalty towards their respective employers. This, in turn tends to help a company achieve loyal work force.

Accreditation Assistance Program Pune India

Accreditation Assistance Program in India

I&D Solutions provide the best accreditation assistance program in India which have rich experience and wide knowledge of NABL, NABH, ISO AND JCI. We are here to provide Lionizing assistance to our clients in much professional manner. We are providing Accreditation Assistance to Various Hospitals all over the nation. We are here to provide complete solution in timely manner.

The National Accreditation Board for Hospitals & Healthcare Providers (NABH) Standards is today the highest benchmark standard for hospital quality in India. Though developed by the Quality Council of India on the lines of International Accreditation Standards like the JCI, ACHS and the Canadian Hospital Accreditation Standards, the NABH is however seen as a more practical set of Standards, topical and very relevant to India’s unique healthcare system requirements. Finally, the NABH is expected to provide an objective system of empanelment by Insurance and other Third Parties Administrators. Accreditation provides access to reliable and certified information on facilities, infrastructure and level of care, a need being felt increasingly by the Indian Insurance Companies who have recently come out with a three tier package segmenting hospitals into A,B & C categories based on which tariffs for cashless hospitalization treatments will be set.

Accreditation Assistance Program

The NABH Accreditation will naturally help Hospital to be in the A Category.National Accreditation Board for Testing & Calibration Laboratories (NABL), similar to the NABH, is also an autonomous body, under the Quality Council of India. The primary objective being to maintain an accreditation system for laboratories suitable for India, developed in accordance with relevant national and international standards and guides. The NABL Accreditation is a formal recognition of the technical competence of a laboratory based on third party assessment and following international guidelines.

We commence with a comprehensive System Study and Gap Analysis done across the Hospital, covering even the Clinical Areas, especially those having a direct impact on patient care and safety. Our Report detailing the gaps is made with reference to the NABH or the NABL Standards and Clauses.

This is followed by several rounds of awareness programs on the NABH Standards, covering different groups of staff and explaining to them those parts of the Standards relevant to their function. For example Nurses would be explained to on the NABH Standards related to Infection Control, Care of Patient, Management of Medication etc, Front Office Staff on Patient Access and Assessment, Information Management Systems, etc.

Once we are clear that a basic level of understanding has been achieved of the NABH requirements in all major departments, we start the system development process, with support of key hospital staff. This approach ensures an in-depth implementation. Based on the progress of implementation, monitored periodically through a series of mock audits and internal audits, the Hospital is prepared for the Assessment.

ISO – International Organization for Standardization
NABL- National Accreditation Board for Testing and Calibration Laboratories
NABH – National Accreditation Board for Hospitals & Healthcare Providers
JCI : Joint Commission International

Meidcal Empanelment in India

best medical empanelment in India

I&D Solution provide online best medical empanelment in India and Insurance sector has assumed immense significance and its role in healthcare needs no elaboration with the growing awareness among’st masses and classes about its need, Hospitals across verticals quite often and themselves inadequate to meet up the challenges if throws before them by TPA’s by it complex practices and high-handiness or withholding payments for more than agreed period of credit or delay in empanelment / deductions at will etc. OnlineEmpanelment is an important exercise which directly influences increased influx of patients requiring medical treatment/diagnostic intervention.

Online Best Medical Empanelment in India has various benefits to any medical practice/set up.

·         Increased coverage in patient base

·         Access to patients directly through other healthcare stakeholders

·         Providing convenience to patients with the provision of cashless facility

·         More credibility to the practice as empanelment is a through verification process and patients perceive this as recognition specially in cases of government empanelment.

·         Brand building exercise for the practice

·         Empanelment is a process in which there is a provider network.

This provider network consists of:

·         Third Party Administrator (TPAs)

·         Insurance Companies

·         Governmental agencies like ECHS, CGHS, DGEHS, MCD, DDA & others

·         Corporate tie ups for health check ups

·         The practice/health care set up which is empanelled with this network provide cashless or charge a minimum to avail of diagnostic services or hospitalization by them.

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